Canadian Dental Care Plan (CDCP)

Quick facts

• Under $90,000Adjusted family net income to qualify
• $0Co-payment when your income is under $70,000
• All agesNow open to eligible Canadians of any age
• No insuranceYou can't have access to other dental coverage
• FreeNo cost to apply or renew
• June 30Coverage renews each benefit year

Learn more

Watch this short video to better understand how the program works.

Key information

• Who it's for: Eligible Canadian residents of all ages who do not have access to dental insurance.
• Income limit: Your adjusted family net income must be less than $90,000.
• What it covers: A wide range of oral health services, including exams, cleanings, fillings, root canals, gum treatment, and dentures.
• Co-payment: If your income is under $70,000, there's no co-payment. Higher incomes pay a share of the cost.
• Free to apply: The CDCP will never ask you to pay to apply or renew your coverage.

What you pay

The CDCP covers a set amount for each service. Depending on your income, you may pay a share of that amount, called a co-payment:

• Under $70,000: adjusted family net income: no co-payment.
• $70,000 to $79,999: you pay 40% of the CDCP's fees.
• $80,000 to $89,999: you pay 60% of the CDCP's fees.

Your dentist may also charge more than the CDCP's set fees, so it's a good idea to ask about any extra costs before treatment.