8.1 Guaranteed Access Program (GAP)

The Guaranteed Access Program (GAP) is designed to provide a one-time, tax-free payout to a person's loved ones at the time of their passing.

This program is available to individuals who hold a valid Disability Tax Credit (DTC) Certificate OR those who are receiving benefits through a federal or provincial disability support program.

Participants contribute a small amount each month in return for a one-time lump sum payment (minimum $10,000) to the person of their choosing. IA Financial is the underwriter for Access Life.